Quick answer
Surrey property taxes are due July 2 (2026 included). If you do not pay by midnight on July 2, the City adds a 5% penalty, and another 5% after September 2. The easiest ways to pay are online banking or the City's pre-payment plan. Surrey does not accept credit cards for property tax. Claim your Home Owner Grant with the Province before July 2 so the grant is not counted as late.
This guide explains how City of Surrey property tax works: when it is due, how to pay, how your BC Assessment value affects your bill, and what to do if you cannot pay. It is written for Surrey homeowners, and for anyone who is new to paying property tax in BC.
All details come from surrey.ca, gov.bc.ca and BC Assessment, checked on September 25, 2026. Always check your own tax notice for the exact amount you owe.
Surrey property tax due date and penalties
| Notice | When it is sent | Due date |
|---|---|---|
| Property tax notice | End of May | July 2 |
| First reminder notice | Late July | September 2 |
| Second reminder notice | Late October | December 31 |
- You are charged a 5% penalty if you do not pay by midnight on July 2.
- You are charged a further 5% after September 2.
- If a due date falls on a weekend or statutory holiday, you can pay on the next business day without penalty.
- A bounced cheque, an error on a cheque, or a returned payment also gets a late penalty.
Important: You must pay even if you never received a notice. If your notice has not arrived 10 days before the due date, call Property & Payment Services at 604-591-4181 for a copy.
How to pay Surrey property tax
These are the payment options the City of Surrey lists. Credit card payments are not accepted.
Online or telephone banking
- Add the City of Surrey as a payee in your bank's website or app. The name may be "Surrey Property Tax" or "City of Surrey Taxes". Ask your bank if you are not sure.
- Use your 10-digit folio number as the account number. If it ends in "X", type "9" instead.
- Pay at least 3 days before July 2.
- Check your bank account by July 2 to make sure the payment went through.
Bought or sold a home recently? Update the folio number saved in your online banking. An old folio number will send your money to the wrong property.
Pre-Authorized Pre-Payment Plan (PAPP)
This free plan takes 10 monthly payments from your bank account, from August 1 to May 1, toward next year's property tax and annual utilities. There are no withdrawals in June or July. You must still pay any balance yourself, and claim your Home Owner Grant, by July 2. Apply with the City's PAPP form and a void cheque.
Through your mortgage lender or at your bank
If your mortgage company pays your property tax, you are still responsible for making sure it is paid on time. You must also claim the Home Owner Grant yourself. You can also pay at your bank's counter (fees may apply) or at your bank's ABM.
By mail
Mail a cheque or money order payable to "City of Surrey" with your folio number on it. Send it at least 3 days early. The address is: Property and Payment Services, City of Surrey, 13450 104 Avenue, Surrey, BC V3T 1V8.
In person
- Surrey City Hall, Property and Payment Services counter, main floor: 8:30am to 4:30pm, Monday to Friday (not stat holidays).
- Surrey Operations Centre, 6651 148 Street: 8:30am to 4:00pm, Monday to Friday.
- 24-hour drop-off slot at the south entrance of City Hall (Plaza area). Payments dropped after midnight on the due date may get a penalty.
Claim your Home Owner Grant first
If you live in the home you own, you may qualify for the BC Home Owner Grant. For 2026, it is up to $570 in Surrey, or up to $845 for seniors 65+, veterans and people with disabilities. Homes assessed over $2,075,000 get less.
The City of Surrey no longer takes grant applications. You apply online with the Province or by phone at 1-888-355-2700. Apply by July 2 to avoid a penalty on the grant amount. See our full BC Home Owner Grant guide for the rules.
How your assessment affects your tax
BC Assessment values every property. Your assessment notice arrives at the start of the year. For 2026, it showed your home's market value as of July 1, 2025.
Surrey sets tax rates per $1,000 of assessed value. For 2026, the total residential (Class 1) rate is 3.42731 per $1,000. This includes City taxes plus taxes collected for the school system, TransLink, Metro Vancouver, BC Assessment and the Municipal Finance Authority. The City says more than 65% of your total bill goes to other authorities and the Surrey Police Service.
Rough 2026 example for a house assessed at $1,200,000 with no secondary suite:
- Property tax: $1,200,000 ÷ 1,000 × 3.42731 = about $4,112.77
- Capital parcel tax (Class 1): $300.00
- Drainage parcel tax (Class 1): $250.71
- Garbage, recycling and organics (single family): $344.08
- Minus Home Owner Grant (if eligible): −$570
That comes to about $4,437. This is only an estimate. Your tax notice is the exact amount.
A higher assessment does not automatically mean a higher tax bill. BC Assessment explains that what matters is how your value changed compared with the average change in your community.
If you think your assessment is wrong, contact BC Assessment in January. You can file a Notice of Complaint (Appeal) for an independent review. The deadline is usually January 31. In 2026 it was February 2. BC Assessment's toll-free number is 1-866-825-8322.
How to read your Surrey tax notice
Look for these items on your notice:
- Folio number: your 10-digit property account number. Use it for online banking.
- Access code: with your folio number, lets you sign up for MyPropertyAccounts online to see notices, balances and grant status.
- Assessed value and tax class: from BC Assessment. Homes are Class 1 (Residential).
- Taxes by authority: City, school, TransLink, Metro Vancouver and others.
- Flat charges: waste collection, drainage parcel tax, capital parcel tax, and secondary suite fees if they apply.
- Home Owner Grant: claimed separately with the Province.
The City will not give out your folio number or access code by phone or email. They are on every tax notice, including old ones. You can also get them at the City Hall counter.
What to do if you cannot pay
Check the BC Property Tax Deferment Program. It is a provincial loan program. The Province pays your property tax for you and places a lien on your home. You repay later, with interest. From the 2026 tax year, compound interest is charged. There are two options:
- Regular program: for owners 55 or older, surviving spouses, or persons with disabilities. You need at least 25% equity in your home.
- Families with children program: for parents or others financially supporting a child. You need at least 15% equity.
You must also be a Canadian citizen or permanent resident, a registered owner, have lived in BC for at least one year, and have paid all previous years' taxes and utility fees. All applications are online with the Province. Surrey does not accept paper forms.
Important: Deferment does not cover everything. You must still pay Surrey's user fees (water, sewer, waste collection and secondary suite fees) and claim your Home Owner Grant to avoid penalties.
Pay what you can by the due date. Penalties apply to the unpaid balance.
Do not let it go for years. If taxes are owing for 3 years (this year plus the two before), BC law requires the property to be listed in the municipal tax sale.
Call 604-591-4181 if you have questions about your Surrey account.
Moved or changed your mailing address?
You are responsible for keeping your address up to date. The fastest way is online through BC Assessment. You can also mail or drop off the City's change-of-address form at City Hall.
Frequently Asked Questions
When is Surrey property tax due in 2026?
July 2. A 5% penalty applies after midnight on July 2, and a further 5% after September 2.
Can I pay Surrey property tax with a credit card?
No. The City says credit card payments are not accepted. Use online banking, the pre-payment plan, your bank, mail or in person.
What number do I use to pay online?
Your 10-digit folio number from the tax notice. If it ends with "X", use "9".
My mortgage company pays my taxes. Do I need to do anything?
Yes. Claim your Home Owner Grant yourself by July 2, and confirm your lender pays the full balance on time.
Why is my property tax bill different from my neighbour's?
Tax is based on each property's assessed value, plus flat charges like waste collection and any secondary suite fees.
Where does my Surrey property tax go?
The City says about 35% stays with the City for local services. More than 65% goes to other authorities, like the Province (school tax), TransLink, Metro Vancouver and BC Assessment, and to the Surrey Police Service.
Official sources
- Paying Your Property Taxes — City of Surrey
- Property Tax Rates — City of Surrey
- Understanding Your Property Taxes — City of Surrey
- Applying for a Home Owner Grant — City of Surrey
- Deferring Your Property Taxes — City of Surrey
- Changing Your Address Information — City of Surrey
- Understanding Your Utility Bill (waste and drainage rates) — City of Surrey
- Home owner grant — Government of BC
- Property tax deferment program — Government of BC
- Eligibility for property tax deferment — Government of BC
- Lower Mainland 2026 Property Assessments Announced — BC Assessment
- Key Dates — BC Assessment
General information only, not professional advice. Rules and prices change, so check the official sources above before you act. Spotted something out of date? Tell us.